MarketPeel
Insider Trading Intelligence
LG

Leeann Gephart

CZFS
EXECUTIVE VICE PRESIDENT · CITIZENS FINANCIAL SERVICES INC · CIK 0001975581
FILING MIX · LIFETIME67%/33%
BUYS
10
SELLS
5
TOTAL VALUE
$9.4K
COMPANIES
1
ACTIVE SINCE
Jun 2023
HOLDINGS NOW
946
AVG SELL PX
$63.98
TRADE KIND
SHOWING 15 / 15
Trades · vs SPY
Loading price series…
Performance · forward returns vs SPY
3 backtested trades · 8 horizons · 3 pendingHow are these numbers computed? →
Forward-return performance of every backtestable P/S trade by Leeann Gephart, measured at 8 horizons from 7 days to 2 years. Deduped per economic event so co-filings count once. Excess return = trade return minus SPY return over the same window.
HORIZONTRADESWIN RATEINSIDER RETURNSPY RETURNMEAN EXCESSMEDIAN EXCESST-STAT
7d3+66.67%+0.85%+1.09%-0.24%+2.07%
14d3+66.67%+3.20%+1.97%+1.23%+1.23%
30d3+33.33%-6.08%+1.34%-7.42%-4.11%
60d3+33.33%-1.72%-1.51%-0.21%-1.86%
90d3+33.33%-1.87%+4.24%-6.11%-1.77%
180d3+33.33%-6.12%+9.35%-15.47%-14.94%
1y3+33.33%+15.97%+19.04%-3.07%-2.46%
2y3(3 pending)
How to read this: Insider Returnis the average raw return of the filer's trades over the horizon. SPY Return is what SPY did over those same windows — reference only, not a comparison. The headline alpha number is Mean Excess = Insider − SPY; green means the filer beat SPY, red means they trailed it. Win rate is the share of individual trades where the filer beat SPY. T-statvalues above 2 mean the alpha is unlikely to be chance given the sample size. "Pending" counts trades where the horizon hasn't elapsed yet; their stats are not included in the row average.
Holdings over time
CZFS · 946 shares · as of Jul 9, 2026
0240481721961202420252026SHARES HELD
Trading cadence · quarterly flow
BUY SELL
2023
2023
2023
2024
2024
2024
2024
2025
2025
2025
2025
2026
2026
2026
FLOW · 10 buys / 5 sellsCOVERAGE · 14 quarters
Form 4 filings · all activity
COMPANYTYPESHARESPRICEVALUEHELD AFTERTRADE DATEFILEDDETAILS
CZFS
CITIZENS FINANCIAL SERVICES INC
SALE
EXECUTIVE VICE PRESIDENT
15$71.52$1.1K946Jul 9, 2026Jul 9, 2026View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASEGRANT
Stock grant
153961Jun 25, 2026Jun 26, 2026View →
CZFS
CITIZENS FINANCIAL SERVICES INC
SALE
EXECUTIVE VICE PRESIDENT
29$66.52$1.9K808Jun 25, 2026Jun 25, 2026View →
CZFS
CITIZENS FINANCIAL SERVICES INC
SALE
EXECUTIVE VICE PRESIDENT
24$64.78$1.6K837May 28, 2026May 28, 2026View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASEGRANT
Stock grant
172893Dec 22, 2025Dec 22, 2025View →
CZFS
CITIZENS FINANCIAL SERVICES INC
SALE
EXECUTIVE VICE PRESIDENT
14$59.64$835720Jul 8, 2025Jul 8, 2025View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASE
EXECUTIVE VICE PRESIDENT
6$60.42$363734Jun 27, 2025Jun 27, 2025View →
CZFS
CITIZENS FINANCIAL SERVICES INC
SALE
EXECUTIVE VICE PRESIDENT
33$59.58$2.0K728Jun 24, 2025Jun 26, 2025View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASEGRANT
Stock grant
182761May 21, 2025May 22, 2025View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASE
EXECUTIVE VICE PRESIDENT
21$69.19$1.5K579Feb 3, 2025Feb 4, 2025View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASEGRANT
Stock grant
72600Dec 31, 2024Jan 2, 2025View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASE
EXECUTIVE VICE PRESIDENT
5$43.95$220528Jun 28, 2024Jun 28, 2024View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASEGRANT
Stock grant
244523Jun 3, 2024Jun 4, 2024View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASEGRANT
Stock grant
161279Dec 28, 2023Dec 28, 2023View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASEGRANT
Stock grant
118118Jun 30, 2023Jun 30, 2023View →
Other insiders · CZFS
Loading peer insiders…
About this filer
CIK 0001975581
ROLE
EXECUTIVE VICE PRESIDENT
PRIMARY
CZFS
COMPANIES
1
ACTIVE SINCE
Jun 2023
MARKETPEEL · /INSIDER/0001975581DATA · SEC EDGAR · FORM 4 · CONSOLIDATED TAPE
FREE · DAILY · 6 AM ET

One short email. Insider buys, congressional trades, and plain-English analysis.

Feedback