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EK

Erin J. Kerber

CACC
CHIEF LEGAL OFFICER · CREDIT ACCEPTANCE CORP · CIK 0001871883
FILING MIX · LIFETIME19%/81%
BUYS
19
SELLS
80
TOTAL VALUE
$29.31M
COMPANIES
1
ACTIVE SINCE
Jul 2021
HOLDINGS NOW
29,668
AVG SELL PX
$591.84
TRADE KIND
SHOWING 99 / 99
Trades · vs SPY
Loading price series…
Performance · forward returns vs SPY
13 backtested trades · 8 horizons · 35 pending
Forward-return performance of every backtestable P/S trade by Erin J. Kerber, measured at 8 horizons from 7 days to 2 years. Deduped per economic event so co-filings count once. Excess return = trade return minus SPY return over the same window.
HORIZONTRADESWIN RATEINSIDER RETURNSPY RETURNMEAN EXCESSMEDIAN EXCESST-STAT
7d13+100.00%-3.91%+1.26%-5.17%-3.92%—
14d13+46.15%-0.10%+1.04%-4.70%-4.70%—
30d13+46.15%-2.74%+3.39%-6.12%-2.87%—
60d13(7 pending)+100.00%-8.02%+5.28%-13.29%-13.29%—
90d13(7 pending)+100.00%-13.95%+2.48%-16.43%-16.43%—
180d13(7 pending)+100.00%-1.29%+12.13%-13.42%-13.42%—
1y13(7 pending)+100.00%-12.82%+23.30%-36.12%-36.12%—
2y13(7 pending)+100.00%-12.19%+42.90%-55.09%-55.09%—
How to read this: Insider Returnis the average raw return of the filer's trades over the horizon. SPY Return is what SPY did over those same windows — reference only, not a comparison. The headline alpha number is Mean Excess = Insider − SPY; green means the filer beat SPY, red means they trailed it. Win rate is the share of individual trades where the filer beat SPY. T-statvalues above 2 mean the alpha is unlikely to be chance given the sample size. "Pending" counts trades where the horizon hasn't elapsed yet; their stats are not included in the row average.
Holdings over time
CACC · 29,667.7 shares · as of Jun 26, 2026
07,85815,71523,57331,43120222023202420252026SHARES HELD
Trading cadence · quarterly flow
BUY ● SELL ●
2021
2021
2022
2022
2022
2022
2023
2023
2023
2023
2024
2024
2024
2024
2025
2025
2025
2025
2026
2026
FLOW · 19 buys / 80 sellsCOVERAGE · 20 quarters
Form 4 filings · all activity
COMPANYTYPESHARESPRICEVALUEHELD AFTERTRADE DATEFILEDDETAILS
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
785$627.71$492.8K29,667.7Jun 26, 2026Jun 30, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
3,303——5,500Jun 26, 2026Jun 30, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
1,000$631.49$631.5K27,093.7Jun 26, 2026Jun 30, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
1,269$628.93$798.1K28,398.7Jun 26, 2026Jun 30, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
397$625.37$248.3K31,033.7Jun 26, 2026Jun 30, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
581$627.12$364.4K30,452.7Jun 26, 2026Jun 30, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
240$634.57$152.3K25,710.7Jun 26, 2026Jun 30, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
PURCHASE
Chief Legal Officer
2,417$333.94$807.1K28,127.7Jun 26, 2026Jun 30, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
305$629.83$192.1K28,093.7Jun 26, 2026Jun 30, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
2,417——0Jun 26, 2026Jun 30, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
1,143$632.63$723.1K25,950.7Jun 26, 2026Jun 30, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
PURCHASE
Chief Legal Officer
3,303$454.11$1.50M31,430.7Jun 26, 2026Jun 30, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
25$627.51$15.7K26,310.7Jun 25, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
183$628.73$115.1K25,950.7Jun 25, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
114$627.68$71.6K26,133.7Jun 25, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
526$625.53$329.0K26,881.7Jun 25, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
240$629.95$151.2K25,710.7Jun 25, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
240$628.26$150.8K26,070.7Jun 25, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
278$626.87$174.3K26,335.7Jun 25, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
634$626.42$397.2K26,247.7Jun 25, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
360$629.39$226.6K25,710.7Jun 25, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
1,697——8,803Jun 25, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
337$625.40$210.8K26,613.7Jun 25, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
PURCHASE
Chief Legal Officer
1,697$454.11$770.6K27,407.7Jun 25, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
1,240——2,417Jun 25, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
PURCHASE
Chief Legal Officer
1,240$333.94$414.1K26,950.7Jun 25, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
319$602.46$192.2K26,061.7Jun 24, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
5,000——10,500Jun 24, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
825$601.37$496.1K26,164.7Jun 24, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
PURCHASE
Chief Legal Officer
5,000$454.11$2.27M30,710.7Jun 24, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
204$602.63$122.9K25,960.7Jun 24, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
3,656——3,657Jun 24, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
PURCHASE
Chief Legal Officer
3,656$333.94$1.22M29,366.7Jun 24, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
1,621$601.25$974.6K26,380.7Jun 24, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
2,377$600.27$1.43M26,989.7Jun 24, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
351$603.58$211.9K25,710.7Jun 24, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
2,709$600.32$1.63M28,001.7Jun 24, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
250$603.63$150.9K25,710.7Jun 24, 2026Jun 26, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
2——7,313Jun 17, 2026Jun 17, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
1$575.93$57625,710.7Jun 17, 2026Jun 17, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
1$581.70$58225,711.7Jun 17, 2026Jun 17, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
PURCHASE
Chief Legal Officer
2$333.94$66825,712.7Jun 17, 2026Jun 17, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
PURCHASE
Chief Legal Officer
27$333.94$9.0K25,737.7Jun 16, 2026Jun 17, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
6$579.07$3.5K25,711.7Jun 16, 2026Jun 17, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
3$575.18$1.7K25,734.7Jun 16, 2026Jun 17, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
11$578.16$6.4K25,717.7Jun 16, 2026Jun 17, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
1$581.49$58125,710.7Jun 16, 2026Jun 17, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
27——7,315Jun 16, 2026Jun 17, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
6$577.24$3.5K25,728.7Jun 16, 2026Jun 17, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
27——7,342Jun 15, 2026Jun 17, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
4$576.04$2.3K25,710.7Jun 15, 2026Jun 17, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
23$575.04$13.2K25,714.7Jun 15, 2026Jun 17, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
PURCHASE
Chief Legal Officer
27$333.94$9.0K25,737.7Jun 15, 2026Jun 17, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
32$575.71$18.4K25,710.7Jun 9, 2026Jun 10, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
PURCHASE
Chief Legal Officer
32$333.94$10.7K25,742.7Jun 9, 2026Jun 10, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
32——7,369Jun 9, 2026Jun 10, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
PURCHASE
Chief Legal Officer
22$333.94$7.3K25,732.7Jun 8, 2026Jun 10, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
22——7,401Jun 8, 2026Jun 10, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
22$578.15$12.7K25,710.7Jun 8, 2026Jun 10, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
PURCHASE
Chief Legal Officer
61$333.94$20.4K25,771.7Jun 1, 2026Jun 2, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
61$575.25$35.1K25,710.7Jun 1, 2026Jun 2, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
61——7,423Jun 1, 2026Jun 2, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
1,105$576.67$637.2K26,791.7May 29, 2026Jun 2, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
292$578.67$169.0K25,710.7May 29, 2026Jun 2, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
1,299$575.25$747.2K27,896.7May 29, 2026Jun 2, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
3,485——7,484May 29, 2026Jun 2, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
PURCHASE
Chief Legal Officer
3,485$333.94$1.16M29,195.7May 29, 2026Jun 2, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
789$577.45$455.6K26,002.7May 29, 2026Jun 2, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
240$551.68$132.4K26,618.7May 18, 2026May 20, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
80$556.30$44.5K25,790.7May 18, 2026May 20, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
755$550.29$415.5K26,858.7May 18, 2026May 20, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
PURCHASE
Chief Legal Officer
1,903$333.94$635.5K27,613.7May 18, 2026May 20, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
269$552.54$148.6K26,349.7May 18, 2026May 20, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
240$553.98$133.0K26,109.7May 18, 2026May 20, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
80$558.48$44.7K25,710.7May 18, 2026May 20, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
1,903——10,969May 18, 2026May 20, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
239$554.74$132.6K25,870.7May 18, 2026May 20, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
14$559.37$7.8K25,710.7May 6, 2026May 8, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
PURCHASE
Chief Legal Officer
1,753$333.94$585.4K27,463.7May 6, 2026May 8, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
91$552.65$50.3K26,172.7May 6, 2026May 8, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
168$551.44$92.6K26,263.7May 6, 2026May 8, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
1,753——12,872May 6, 2026May 8, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
54$557.09$30.1K25,724.7May 6, 2026May 8, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
372$553.93$206.1K25,800.7May 6, 2026May 8, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
22$555.00$12.2K25,778.7May 6, 2026May 8, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE10b5-1
10b5-1 plan
1,032$550.27$567.9K26,431.7May 6, 2026May 8, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
542.3$498.24$270.2K25,710.7Jan 31, 2026Feb 3, 2026 ↗View →
CACC
CREDIT ACCEPTANCE CORP
PURCHASEGRANT
Stock grant
23,508——26,253Dec 3, 2024Dec 5, 2024 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
1,570$583.97$916.8K5,375Feb 2, 2024Feb 6, 2024 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
948$586.91$556.4K3,819Feb 2, 2024Feb 6, 2024 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
675$582.15$393.0K6,945Feb 2, 2024Feb 6, 2024 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
417$588.78$245.5K2,745Feb 2, 2024Feb 6, 2024 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
608$585.57$356.0K4,767Feb 2, 2024Feb 6, 2024 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
4,875——14,625Feb 2, 2024Feb 6, 2024 ↗View →
CACC
CREDIT ACCEPTANCE CORP
PURCHASE
Chief Legal Officer
4,875$333.94$1.63M7,620Feb 2, 2024Feb 6, 2024 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
657$588.13$386.4K3,162Feb 2, 2024Feb 6, 2024 ↗View →
CACC
CREDIT ACCEPTANCE CORP
SALE
Chief Legal Officer
811$448.75$363.9K2,745Jan 30, 2023Feb 1, 2023 ↗View →
CACC
CREDIT ACCEPTANCE CORP
PURCHASEGRANT
Stock grant
19,500——19,500Jul 21, 2021Jul 22, 2021 ↗View →
CACC
CREDIT ACCEPTANCE CORP
PURCHASEGRANT
Stock grant
15,500——15,500Jul 21, 2021Jul 22, 2021 ↗View →
Other insiders · CACC
Loading peer insiders…
About this filer
CIK 0001871883
ROLE
Chief Legal Officer
PRIMARY
CACC
COMPANIES
1
ACTIVE SINCE
Jul 2021
MARKETPEEL · /INSIDER/0001871883DATA · SEC EDGAR · FORM 4 · CONSOLIDATED TAPE
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One short email. Insider buys, congressional trades, and plain-English analysis.

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