MarketPeel
Insider Trading Intelligence
SG

Stephen J. Guillaume

CZFS
EXECUTIVE VICE PRESIDENT · CITIZENS FINANCIAL SERVICES INC · CIK 0001792543
FILING MIX · LIFETIME100%/0%
BUYS
26
SELLS
0
TOTAL VALUE
$51.3K
COMPANIES
1
ACTIVE SINCE
Mar 2020
HOLDINGS NOW
5,029
AVG SELL PX
TRADE KIND
SHOWING 26 / 26
Trades · vs SPY
Loading price series…
Performance · forward returns vs SPY
8 backtested trades · 8 horizons · 10 pendingHow are these numbers computed? →
Forward-return performance of every backtestable P/S trade by Stephen J. Guillaume, measured at 8 horizons from 7 days to 2 years. Deduped per economic event so co-filings count once. Excess return = trade return minus SPY return over the same window.
HORIZONTRADESWIN RATEINSIDER RETURNSPY RETURNMEAN EXCESSMEDIAN EXCESST-STAT
7d8+62.50%+3.83%+0.33%+3.50%+1.18%
14d8+50.00%+2.75%+0.50%+2.25%+0.53%
30d8+62.50%+2.96%+0.80%+2.16%+0.86%
60d8+50.00%+5.44%+4.45%+0.99%+1.51%
90d8+75.00%+9.66%+5.63%+4.28%+5.97%
180d8(1 pending)+71.43%+8.58%+10.99%-3.66%-6.25%
1y8(3 pending)+80.00%+14.19%+20.60%-4.94%-8.35%
2y8(6 pending)+100.00%+50.83%+55.21%-4.38%-4.38%
How to read this: Insider Returnis the average raw return of the filer's trades over the horizon. SPY Return is what SPY did over those same windows — reference only, not a comparison. The headline alpha number is Mean Excess = Insider − SPY; green means the filer beat SPY, red means they trailed it. Win rate is the share of individual trades where the filer beat SPY. T-statvalues above 2 mean the alpha is unlikely to be chance given the sample size. "Pending" counts trades where the horizon hasn't elapsed yet; their stats are not included in the row average.
Holdings over time
CZFS · 5,029.351 shares · as of Jun 25, 2026
01,2572,5153,7725,029202120222023202420252026SHARES HELD
Trading cadence · quarterly flow
BUY SELL
2020
2020
2020
2020
2021
2021
2021
2021
2022
2022
2022
2022
2023
2023
2023
2023
2024
2024
2024
2024
2025
2025
2025
2025
2026
2026
FLOW · 26 buys / 0 sellsCOVERAGE · 26 quarters
Form 4 filings · all activity
COMPANYTYPESHARESPRICEVALUEHELD AFTERTRADE DATEFILEDDETAILS
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASEGRANT
Stock grant
3115,029.351Jun 25, 2026Jun 26, 2026View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASE
SENIOR VICE PRESIDENT
34$61.78$2.1K4,718.351May 29, 2026Jun 2, 2026View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASE
SENIOR VICE PRESIDENT
13$57.06$7424,655.59Feb 27, 2026Mar 2, 2026View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASE
SENIOR VICE PRESIDENT
16$53.10$8504,569.749Nov 28, 2025Dec 1, 2025View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASE
SENIOR VICE PRESIDENT
13$56.96$7404,523.835Aug 31, 2025Sep 2, 2025View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASE
EXECUTIVE VICE PRESIDENT
44.591$60.42$2.7K4,503.638Jun 27, 2025Jun 27, 2025View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASE
EXECUTIVE VICE PRESIDENT
15$58.09$8714,452.179May 30, 2025Jun 2, 2025View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASEGRANT
Stock grant
3314,437.179May 21, 2025May 22, 2025View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASE
EXECUTIVE VICE PRESIDENT
13$57.45$7474,077.314Feb 28, 2025Mar 3, 2025View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASEGRANT
Stock grant
154,064.314Feb 18, 2025Feb 18, 2025View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASE
SENIOR VICE PRESIDENT
13$67.08$8724,007.615Nov 29, 2024Dec 2, 2024View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASE
EXECUTIVE VICE PRESIDENT
38.92$43.95$1.7K3,930.877Jun 28, 2024Jun 28, 2024View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASEGRANT
Stock grant
3063,891.957Jun 3, 2024Jun 4, 2024View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASE
EXECUTIVE VICE PRESIDENT
300$40.00$12.0K3,585.957Apr 30, 2024Apr 30, 2024View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASEGRANT
Stock grant
1613,229.13Dec 28, 2023Dec 28, 2023View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASE
SENIOR VICE PRESIDENT
500$44.25$22.1K3,068.13Oct 25, 2023Oct 25, 2023View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASE
EXECUTIVE VICE PRESIDENT
23.745$77.05$1.8K2,398.218Jun 30, 2023Jun 30, 2023View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASEGRANT
Stock grant
1272,525.218Jun 30, 2023Jun 30, 2023View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASE
SENIOR VICE PRESIDENT
22.916$66.00$1.5K2,314.558Jun 24, 2022Jun 24, 2022View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASEGRANT
Stock grant
1242,291.642May 19, 2022May 20, 2022View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASE
SENIOR VICE PRESIDENT
20.842$61.00$1.3K2,105.056Jun 25, 2021Jun 25, 2021View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASEGRANT
Stock grant
1352,084.214Jun 4, 2021Jun 7, 2021View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASEGRANT
Stock grant
251,899.255Aug 3, 2020Aug 5, 2020View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASE
SENIOR VICE PRESIDENT
18.396$50.00$9201,857.958Jun 26, 2020Jun 26, 2020View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASEGRANT
Stock grant
1301,839.562May 19, 2020May 21, 2020View →
CZFS
CITIZENS FINANCIAL SERVICES INC
PURCHASEGRANT
Stock grant
5$63.64$3181,690.705Mar 5, 2020Mar 6, 2020View →
Other insiders · CZFS
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About this filer
CIK 0001792543
ROLE
EXECUTIVE VICE PRESIDENT
PRIMARY
CZFS
COMPANIES
1
ACTIVE SINCE
Mar 2020
MARKETPEEL · /INSIDER/0001792543DATA · SEC EDGAR · FORM 4 · CONSOLIDATED TAPE
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