MarketPeel
Insider Trading Intelligence
JT

James J. Twarozynski

IBCP
SENIOR VICE PRESIDENT · INDEPENDENT BANK CORP /MI/ · CIK 0001198786
FILING MIX · LIFETIME35%/65%
BUYS
19
SELLS
36
TOTAL VALUE
$273.5K
COMPANIES
1
ACTIVE SINCE
Jan 2020
HOLDINGS NOW
8,684
AVG SELL PX
$24.05
TRADE KIND
SHOWING 55 / 55
Trades · vs SPY
Loading price series…
Performance · forward returns vs SPY
14 backtested trades · 8 horizons · 2 pendingHow are these numbers computed? →
Forward-return performance of every backtestable P/S trade by James J. Twarozynski, measured at 8 horizons from 7 days to 2 years. Deduped per economic event so co-filings count once. Excess return = trade return minus SPY return over the same window.
HORIZONTRADESWIN RATEINSIDER RETURNSPY RETURNMEAN EXCESSMEDIAN EXCESST-STAT
7d14+50.00%-0.30%+1.47%-1.77%-1.38%
14d14+28.57%-2.60%+1.81%-4.41%-0.74%
30d14+57.14%-5.18%+1.82%-7.00%-6.11%
60d14+85.71%-7.77%+0.17%-7.94%-7.48%
90d14+50.00%-0.73%+2.48%-3.21%-0.44%
180d14+28.57%+5.37%+8.45%-3.08%-8.30%
1y14(1 pending)+23.08%+2.36%+15.25%-12.89%-13.63%
2y14(1 pending)+23.08%+38.94%+34.58%+4.37%-0.61%
How to read this: Insider Returnis the average raw return of the filer's trades over the horizon. SPY Return is what SPY did over those same windows — reference only, not a comparison. The headline alpha number is Mean Excess = Insider − SPY; green means the filer beat SPY, red means they trailed it. Win rate is the share of individual trades where the filer beat SPY. T-statvalues above 2 mean the alpha is unlikely to be chance given the sample size. "Pending" counts trades where the horizon hasn't elapsed yet; their stats are not included in the row average.
Holdings over time
IBCP · 8,684 shares · as of Feb 6, 2026
02,7775,5558,33211,109202120222023202420252026SHARES HELD
Trading cadence · quarterly flow
BUY SELL
2020
2020
2020
2020
2021
2021
2021
2021
2022
2022
2022
2022
2023
2023
2023
2023
2024
2024
2024
2024
2025
2025
2025
2025
2026
FLOW · 19 buys / 36 sellsCOVERAGE · 25 quarters
Form 4 filings · all activity
COMPANYTYPESHARESPRICEVALUEHELD AFTERTRADE DATEFILEDDETAILS
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
383$36.60$14.0K8,684Feb 6, 2026Feb 9, 2026View →
IBCP
INDEPENDENT BANK CORP /MI/
PURCHASEGRANT
Stock grant
6319,067Feb 3, 2026Feb 5, 2026View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
486$31.64$15.4K8,436Nov 21, 2025Nov 21, 2025View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
1810Feb 19, 2025Feb 21, 2025View →
IBCP
INDEPENDENT BANK CORP /MI/
PURCHASE
Senior Vice President
3239,064Feb 19, 2025Feb 21, 2025View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
142$34.76$4.9K8,922Feb 19, 2025Feb 21, 2025View →
IBCP
INDEPENDENT BANK CORP /MI/
PURCHASEGRANT
Stock grant
6138,741Feb 4, 2025Feb 5, 2025View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
238$35.60$8.5K8,128Jan 25, 2025Jan 28, 2025View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
1,500$25.00$37.5K8,366Apr 29, 2024Apr 29, 2024View →
IBCP
INDEPENDENT BANK CORP /MI/
PURCHASEGRANT
Stock grant
1,3679,866Feb 6, 2024Feb 8, 2024View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
103$25.84$2.7K9,241Jan 26, 2024Jan 30, 2024View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
2300Jan 26, 2024Jan 30, 2024View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
742$25.84$19.2K8,499Jan 26, 2024Jan 30, 2024View →
IBCP
INDEPENDENT BANK CORP /MI/
PURCHASE
Senior Vice President
2359,344Jan 26, 2024Jan 30, 2024View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
134$22.27$3.0K10,975Feb 28, 2023Feb 28, 2023View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
1,287$22.32$28.7K9,109Feb 28, 2023Feb 28, 2023View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
316$22.30$7.0K10,659Feb 28, 2023Feb 28, 2023View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
263$22.31$5.9K10,396Feb 28, 2023Feb 28, 2023View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
2,0000Feb 28, 2023Feb 28, 2023View →
IBCP
INDEPENDENT BANK CORP /MI/
PURCHASE
Senior Vice President
2,000$6.42$12.8K11,109Feb 28, 2023Feb 28, 2023View →
IBCP
INDEPENDENT BANK CORP /MI/
PURCHASEGRANT
Stock grant
8729,109Feb 6, 2023Feb 7, 2023View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
91$23.33$2.1K8,512Jan 21, 2023Jan 23, 2023View →
IBCP
INDEPENDENT BANK CORP /MI/
PURCHASE
Senior Vice President
1948,603Jan 21, 2023Jan 23, 2023View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
275$23.33$6.4K8,237Jan 21, 2023Jan 23, 2023View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
1950Jan 21, 2023Jan 23, 2023View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
2,5000Jul 28, 2022Jul 29, 2022View →
IBCP
INDEPENDENT BANK CORP /MI/
PURCHASE
Senior Vice President
2,500$2.70$6.8K10,909Jul 28, 2022Jul 29, 2022View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
60$20.46$1.2K9,683Jul 28, 2022Jul 29, 2022View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
91$20.48$1.9K9,592Jul 28, 2022Jul 29, 2022View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
183$20.50$3.8K8,409Jul 28, 2022Jul 29, 2022View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
1,166$20.45$23.8K9,743Jul 28, 2022Jul 29, 2022View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
1,000$20.49$20.5K8,592Jul 28, 2022Jul 29, 2022View →
IBCP
INDEPENDENT BANK CORP /MI/
PURCHASEGRANT
Stock grant
5438,409Jan 25, 2022Jan 28, 2022View →
IBCP
INDEPENDENT BANK CORP /MI/
PURCHASEGRANT
Stock grant
181181Jan 25, 2022Jan 28, 2022View →
IBCP
INDEPENDENT BANK CORP /MI/
PURCHASE
Senior Vice President
1568,204Jan 22, 2022Jan 25, 2022View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
1880Jan 22, 2022Jan 25, 2022View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
73$24.46$1.8K8,131Jan 22, 2022Jan 25, 2022View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
265$24.46$6.5K7,866Jan 22, 2022Jan 25, 2022View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
134$22.81$3.1K8,914May 13, 2021May 14, 2021View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
375$22.80$8.6K8,539May 13, 2021May 14, 2021View →
IBCP
INDEPENDENT BANK CORP /MI/
PURCHASE
Senior Vice President
1,000$2.70$2.7K9,048May 13, 2021May 14, 2021View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
491$22.79$11.2K8,048May 13, 2021May 14, 2021View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
1,0000May 13, 2021May 14, 2021View →
IBCP
INDEPENDENT BANK CORP /MI/
PURCHASEGRANT
Stock grant
1,6908,048Jan 26, 2021Jan 27, 2021View →
IBCP
INDEPENDENT BANK CORP /MI/
PURCHASEGRANT
Stock grant
230230Jan 26, 2021Jan 27, 2021View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
230$20.13$4.6K6,358Jan 23, 2021Jan 26, 2021View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
1750Jan 23, 2021Jan 26, 2021View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
79$20.13$1.6K6,588Jan 23, 2021Jan 26, 2021View →
IBCP
INDEPENDENT BANK CORP /MI/
PURCHASE
Senior Vice President
1796,667Jan 23, 2021Jan 26, 2021View →
IBCP
INDEPENDENT BANK CORP /MI/
PURCHASE
Senior Vice President
1956,827Jan 24, 2020Jan 27, 2020View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
86$22.09$1.9K6,741Jan 24, 2020Jan 27, 2020View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
253$22.09$5.6K6,488Jan 24, 2020Jan 27, 2020View →
IBCP
INDEPENDENT BANK CORP /MI/
SALE
Senior Vice President
1920Jan 24, 2020Jan 27, 2020View →
IBCP
INDEPENDENT BANK CORP /MI/
PURCHASEGRANT
Stock grant
5876,632Jan 21, 2020Jan 23, 2020View →
IBCP
INDEPENDENT BANK CORP /MI/
PURCHASEGRANT
Stock grant
195195Jan 21, 2020Jan 23, 2020View →
Other insiders · IBCP
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About this filer
CIK 0001198786
ROLE
Senior Vice President
PRIMARY
IBCP
COMPANIES
1
ACTIVE SINCE
Jan 2020
MARKETPEEL · /INSIDER/0001198786DATA · SEC EDGAR · FORM 4 · CONSOLIDATED TAPE
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