Upstart Holdings, Inc. (UPST) Stock Profile — Insider Trades & Financials

Smart-Money SignalNeutral · 46/100— Insiders are net buyers over 90 days ($847K, 1 buy vs 3 sales)

Revenue$364.7M

Net Income$16.5M

EPS$0.10

Market Cap$2.3B

Price Performance

Historical data including institutional events

Company Profile

Paul Gu

CEO & Executive Director

Upstart is an AI lending platform that partners with banks and credit unions to provide consumer loans using non-traditional variables, such as education and employment, to predict creditworthiness.

Founded: 2012
Employees: 1,193
Headquarters: SAN MATEO, CA, United States
Website: www.upstart.com

Peer ComparisonRevenue ($B)

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Smart-Money SignalNeutral · 46/100— Insiders are net buyers over 90 days ($847K, 1 buy vs 3 sales)

Revenue$364.7M

Net Income$16.5M

EPS$0.10

Market Cap$2.3B

Price Performance

Historical data including institutional events

Company Profile

Paul Gu

CEO & Executive Director

Upstart is an AI lending platform that partners with banks and credit unions to provide consumer loans using non-traditional variables, such as education and employment, to predict creditworthiness.

Founded: 2012
Employees: 1,193
Headquarters: SAN MATEO, CA, United States
Website: www.upstart.com

Peer ComparisonRevenue ($B)

▾

Smart-Money Signal

90-DAY POSTURE

46/ 100

NEUTRAL

Insiders are net buyers over 90 days ($847K, 1 buy vs 3 sales). Congress flow is negative (-$65K net). Smart-money posture is balanced.

Insider flow · 90d$847K

Congress flow · 90d-$65K net

10b5-1 share27% planned

Cluster selling3 officers

Price vs 52w45% of high

Cross-Section Event Timeline

INSIDERS · CONGRESS · EARNINGS

CONGRESS BUYRep. Tony Wied (R)-WI BUY UPSTJul 14, 2026

CONGRESS SELLRep. Tony Wied (R)-WI SELL UPSTAug 14, 2026

INSIDER SELLScott Darling (Chief Legal Officer) SELL UPSTAug 17, 2026

INSIDER SELLSanjay Datta (President, Capital& Enterprise) SELL UPSTAug 17, 2026

INSIDER SELLAndrea Blankmeyer (Chief Financial Officer) SELL UPSTAug 17, 2026

INSIDER SELLAndrea Blankmeyer (Chief Financial Officer) SELL UPSTAug 19, 2026

INSIDER SELLSanjay Datta (President, Capital& Enterprise) SELL UPSTAug 19, 2026

INSIDER SELLScott Darling (Chief Legal Officer) SELL UPSTAug 20, 2026

INSIDER SELLSanjay Datta (President, Capital& Enterprise) SELL UPSTAug 20, 2026

INSIDER SELLNatalia Mirgorodskaya (See Remarks) SELL UPSTAug 20, 2026

INSIDER SELLNatalia Mirgorodskaya (See Remarks) SELL UPSTAug 25, 2026

INSIDER EXERCISE / CONVERSIONSanjay Datta (President, Capital& Enterprise) EXERCISE / CONVERSION UPSTSep 8, 2026

INSIDER SELLSanjay Datta (President, Capital& Enterprise) SELL UPSTSep 8, 2026

INSIDER BUYPaul Gu (Chief Executive Officer) BUY UPSTSep 10, 2026

CONGRESS SELLRep. Tony Wied (R)-WI SELL UPSTSep 17, 2026

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Core Efficiency

ROE?

2.07%

ROA?

0.52%

D/E Ratio?

2.98

Op. Margin?

4.01%

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Profitability Ratios

Net Margin?

4.53%

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Earnings Calendar

Filing history and next expected filing date

Next Expected Filing

Nov 10, 2026 (in 27 days)

Quarterly Report (10-Q) — Based on filing pattern

Nov 10, 2026

Predicted10-Q

Aug 5, 2026

10-Q/AQ2 20268d after period end

May 5, 2026

10-QQ1 202635d after period end

Feb 10, 2026

10-KQ4 20257d after period end

Nov 4, 2025

10-QQ3 20257d after period end

Aug 6, 2025

10-Q/AQ2 20258d after period end

Data Freshness

Financial Data

2mo ago

Latest filing: 2026-08-05

SEC Metadata

2mo ago

Latest filing: 2026-08-05

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Upstart Holdings, Inc.

Price Performance

Company Profile

Upstart Holdings, Inc.

Price Performance

Company Profile

Core Efficiency

Profitability Ratios

Earnings Calendar

Data Freshness

Recent Insider Trades

Recent Congress Trades

Core Efficiency

Profitability Ratios

Earnings Calendar

Data Freshness

Recent Insider Trades

Recent Congress Trades

Upstart Holdings, Inc.

Price Performance

Company Profile

The morning brief, before the bell.

Upstart Holdings, Inc.

Price Performance

Company Profile

Core Efficiency

Profitability Ratios

Earnings Calendar

Data Freshness

Recent Insider Trades

Recent Congress Trades

Core Efficiency

Profitability Ratios

Earnings Calendar

Data Freshness

Recent Insider Trades

Recent Congress Trades