BREAD FINANCIAL HOLDINGS, INC. (BFH) Stock Profile — Insider Trades & Financials

Smart-Money SignalNeutral · 50/100— Insiders are net buyers over 90 days ($2K, 1 buy vs 0 sales)

Revenue$992.0M

Net Income$147.0M

EPS$7.72

Market Cap$3.9B

Price Performance

Historical data including institutional events

Company Profile

Ralph Andretta

CEO & Executive Director

Bread Financial Holdings, Inc. is an American publicly traded provider of private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data.

Employees: 6,000
Headquarters: COLUMBUS, OH, United States
Website: www.breadfinancial.com

Peer ComparisonRevenue ($B)

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Smart-Money SignalNeutral · 50/100— Insiders are net buyers over 90 days ($2K, 1 buy vs 0 sales)

Revenue$992.0M

Net Income$147.0M

EPS$7.72

Market Cap$3.9B

Price Performance

Historical data including institutional events

Company Profile

Ralph Andretta

CEO & Executive Director

Employees: 6,000
Headquarters: COLUMBUS, OH, United States
Website: www.breadfinancial.com

Peer ComparisonRevenue ($B)

▾

Smart-Money Signal

90-DAY POSTURE

50/ 100

NEUTRAL

Insiders are net buyers over 90 days ($2K, 1 buy vs 0 sales). Smart-money posture is balanced.

Insider flow · 90d$2K

Congress flow · 90dno activity

10b5-1 share—

Cluster selling0 officers

Price vs 52w90% of high

Cross-Section Event Timeline

INSIDERS · CONGRESS · EARNINGS

INSIDER SELLRoger H. Ballou (Director) SELL BFHApr 24, 2026

INSIDER BUYJohn J. Fawcett (Director) BUY BFHMay 21, 2026

INSIDER SELLRalph J. Andretta (President and CEO) SELL BFHMay 29, 2026

INSIDER GRANT / AWARDTimothy J. Theriault (Director) GRANT / AWARD BFHJun 15, 2026

INSIDER GRANT / AWARDJohn C. Gerspach (Director) GRANT / AWARD BFHJun 15, 2026

INSIDER GRANT / AWARDSharen J. Turney (Director) GRANT / AWARD BFHJun 15, 2026

INSIDER GRANT / AWARDLaurie Anne Tucker (Director) GRANT / AWARD BFHJun 15, 2026

INSIDER GRANT / AWARDJoyce St Clair (Director) GRANT / AWARD BFHJun 15, 2026

INSIDER GRANT / AWARDJohn J. Fawcett (Director) GRANT / AWARD BFHJun 15, 2026

INSIDER GRANT / AWARDRajesh Natarajan (Director) GRANT / AWARD BFHJun 15, 2026

INSIDER GRANT / AWARDPraniti Lakhwara (Director) GRANT / AWARD BFHJun 15, 2026

INSIDER GRANT / AWARDJohn C. Gerspach (Director) GRANT / AWARD BFHJul 15, 2026

INSIDER SELLPraniti Lakhwara (Director) SELL BFHJul 28, 2026

INSIDER BUYDennis James McCarthy (EVP, Chief Revenue Officer) BUY BFHSep 14, 2026

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Core Efficiency

ROE?

4.37%

ROA?

0.65%

D/E Ratio?

5.67

📊

Profitability Ratios

Net Margin?

14.82%

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Earnings Calendar

Filing history and next expected filing date

Next Expected Filing

Oct 28, 2026 (in 16 days)

Quarterly Report (10-Q) — Based on filing pattern

Oct 28, 2026

Predicted10-Q

Jul 28, 2026

10-QQ2 202628d after period end

Apr 28, 2026

10-QQ1 202628d after period end

Feb 13, 2026

10-KQ4 202544d after period end

Feb 13, 2026

10-KFY 202544d after period end

Oct 28, 2025

10-QQ3 202528d after period end

Jul 29, 2025

10-QQ2 202529d after period end

Apr 29, 2025

10-QQ1 202529d after period end

Feb 14, 2025

10-KQ4 20247d after period end

Data Freshness

Financial Data

2mo ago

Latest filing: 2026-07-28

SEC Metadata

2mo ago

Latest filing: 2026-07-28

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BREAD FINANCIAL HOLDINGS, INC.

Price Performance

Company Profile

BREAD FINANCIAL HOLDINGS, INC.

Price Performance

Company Profile

Core Efficiency

Profitability Ratios

Earnings Calendar

Data Freshness

Recent Insider Trades

Core Efficiency

Profitability Ratios

Earnings Calendar

Data Freshness

Recent Insider Trades

BREAD FINANCIAL HOLDINGS, INC.

Price Performance

Company Profile

The morning brief, before the bell.

BREAD FINANCIAL HOLDINGS, INC.

Price Performance

Company Profile

Core Efficiency

Profitability Ratios

Earnings Calendar

Data Freshness

Recent Insider Trades

Core Efficiency

Profitability Ratios

Earnings Calendar

Data Freshness

Recent Insider Trades